Invest · Legal, tax and financial framework
Full ownership, land title, repatriable capital, readable taxation, accessible credit: six briefs that cite their sources, so you decide on figures rather than promises.
Photo Didierlefort · CC BY-SA 3.0
Before you start
Full ownership
A non-resident buys a titled residential property in full ownership. The right is perpetual, transferable to heirs and recorded at the land registry.
Real Rights Code, Law 39-08; ANCFCC, Law 14-07
100%
Purchase financed in foreign currency and declared to the Foreign Exchange Office: the resale proceeds, capital gain included, are transferable.
Office des Changes, General Instruction on Foreign Exchange Operations 2026
3 parties
The notary authenticates the deed and holds the funds in escrow until registration, the bank releases payments against certified progress, the land registry records your title.
Law 32-09 on the notarial profession; Law 44-00 on off-plan sales, amended by Law 107-12
Banking arrangement being formalised. Buyer financing is subject to the eligibility of the buyer and the property, and to the bank's approval. No credit agreement is guaranteed.
Why invest with SwissPro360
A team of 20 across three markets, partners from private banking, development and international distribution, and one adviser who follows you from reservation to rental income.
Build, subdivide, deliver.
Entrepreneurship and development, Morocco
Ten years designing and delivering property operations in France, from land purchase to handover: development, land subdivision, construction. He grew a building company into the leader of its market, then coached business owners on structuring their growth. In Morocco he steers programme development and developer relationships.
Structure and finance.
Private banking and wealth
Twenty years of private banking in Geneva serving international clients. His craft: structuring wealth, arranging financing and securing an investment outside one's country of residence. He brings buyers the rigour of a banker's reading and the discretion of a long-term relationship of trust.
Sell on the ground.
Premium real estate and development
Founder of an independent Geneva agency since 2006, always in the field and involved upstream of every development. One contact per mandate, discreet off-market circulation before any listing, valuations based on real neighbourhood data: his method made him a reference in premium residential on the Lake Geneva arc.
Distribute and equip.
International distribution and PropTech
Twenty-five years of sales and sales-team management, from store director to company founder. Now a top seller in high-end off-plan real estate with international investors, he also builds the CRM and AI tools sales teams work in.
Career figures as declared, not audited.
What we take on for you, from the first visit to repatriating your income.
Our developer relationships in Dubai
Brochures, presentations, web pages and campaigns reworked for each market, without changing the product's features or commitments.
The SwissPro360 set-up in Dubai funds the marketing and travel linked to sales.
Reservation and frozen price, file and electronic signature, payment to a designated and verified account, receipt confirmed by an authorised person. Funds never pass through our operating account.
Support and file preparation with a banking partner in Morocco, alongside cash purchases in foreign currency.
Banking arrangement being formalised. Buyer financing is subject to the eligibility of the buyer and the property, and to the bank's approval. No credit agreement is guaranteed.
From reservation to handover, then for letting and repatriating income: one person coordinates the notary, the bank and the Foreign Exchange Office.
SwissPro360 · HMV Maroc SARLAU · Marrakech Trade Register 185413
The six briefs
Each brief cites its legal texts and figures, with the verification date. Anything unsourced is flagged as an assumption.
4%Registration duties on a built dwelling
What a foreign national may buy, the steps of an acquisition, the parties involved (notary, land registry, Office des Changes) and the entry costs.
Read the file8 frequently asked questions
Full ownership (freehold)Nature of the right acquired
Full ownership (freehold) for foreign nationals, the land title system, the Office des Changes convertibility guarantee and repatriation of resale proceeds.
Read the file8 frequently asked questions
4%Registration duties
Registration duties, VAT on new-build property, housing tax and municipal services tax, tax on rental income, property gains tax, tax treaties.
Read the file9 frequently asked questions
2.25%Bank Al-Maghrib policy rate
Non-resident buyer loans, loan-to-value ratios, terms, observed rates, the case of Moroccans living abroad, payment in foreign currency and the developer's payment schedule.
Read the file8 frequently asked questions
10.2 MPassengers at Marrakech-Menara in 2025
The holiday rental market in Marrakech: demand, seasonality, sourced nightly rates and occupancy rates, the legal framework of Law 80-14, the role of property managers.
Read the file8 frequently asked questions
4%Transfer fee, Dubai
An objective comparison of the two markets where SwissPro operates: entry and exit costs, taxation, residence, liquidity, currency, yield. Without favouring either.
Read the file8 frequently asked questions
Rental yield, acquisition costs, financing, Dubai versus Marrakech comparison, 2030 projection: five calculators, visible assumptions, exportable report.
Gross divides annual income by the purchase price. Net deducts the concierge (25%), platform fees (3%), cleaning (120 € per stay), annual charges (12,000 €) and the municipal services tax, then divides by the total investment: price, acquisition costs (6.5%) and furnishing. Net-net then deducts income tax on the net income (20%). Calculator default assumptions, all editable.
Six questions, an investor profile and a reading path through our pages.
Written from these pages and their sources, sent free by e-mail.
Yield, fees, financing, Dubai / Marrakech comparison, 2030 projection.
A 30-minute video call, WhatsApp, or a meeting in Marrakech, Dubai or Geneva.